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📂
A RETAIL SCHEME OVERVIEW
1 Topics
RETAIL LOAN SCHEMES
📂
AA MOCK TEST🔥
2 Topics
📂
AGRI LENDING & PS
1 Topics
AGRI LENDING SCHEME
📂
ALL INDIA MOCK LIVE 🎯(AIM LIVE)
5 Topics
MOCK LIVE 02.12.2025
MOCK LIVE 03.12.2025
MOCK LIVE 04.12.2025
MOCK LIVE 05.12.2025
MOCK LIVE 06.12.2025
📂
BASEL GUIDELINES
1 Topics
BASEL GUIDELINES
📂
CASE STUDY🔥🔥
32 Topics
Agriculture Schemes (General/Operational)
BASEL III Capital Requirements & RWA
Capital Subsidy Limits (NLM/PM FME/SCLCSS)
Concurrent Audit Policy
Credit Guarantee Schemes (CGTMSE/CGSS)
Credit Management & Risk Policy (CMRP)
Digital Document Execution (DDE) & Cooling Period
Digital Lending CIC Score Thresholds
Education Loan Expenses & Collateral
Education Loan Interest Subsidy (CSIS/PMVLS)
Export/Supply Chain Finance Limits
External Rating (ERR) Compliance & LEI Requirements
Group Compliance Policy & DAKSH
Internal Risk Rating (IRR) & Delegation
IRAC NORMS & PROVISIONING RULES
Legal Audit of Title Documents Policy
MSME Revival & Rehabilitation (FRR)
MSME Schemes (General/Operational)
Operational Risk Management (ORM) Policy
PM KUSUM Scheme & Installation Timelines
PM Vishwakarma Scheme Parameters
Policy for Renewal / Review of Credit Facilities
Priority Sector Lending (PSL) Targets & Classification
Project Finance Eligibility & Margin (Non-Agri Infra)
Risk-Based Internal Audit (RBIA) Policy
SHG/JLG Financing & Doses (DAY-NRLM)
Specialized Current & Savings Account Schemes
Specialized Deposit/Annuity Schemes
Staff Accountability & Quick Mortality (QMC)
Stressed Assets Management & OTS
Takeover of Borrowal Accounts Policy
ZED Certification & Concessions
📂
COMPLIANCE
2 Topics
Group Compliance Policy
Policy for Management of DAKSH 2025-26
📂
Credit Management & Risk Policy
13 Topics
CAPITAL CHARGE FOR CREDIT RISK
CREDIT DELIVERY - PRE-SANCTION APPRAISAL
CREDIT DELIVERY STRUCTURE
DELEGATION OF LOANING POWERS
FAIR PRACTICES CODE
IDENTIFICATION OF TARGET MARKET FOR THE BANK - THRUST AREAS
INTERNAL RISK RATING/ SCORING- PROCESS & SYSTEMS
OBJECTIVE, STRUCTURE & PROCESSES OF CREDIT RISK MANAGEMENT
POST SANCTION FOLLOW UP, SUPERVISION & MONITORING
PRUDENTIAL EXPOSURE NORMS and INTERNAL EXPOSURE CEILING
PRUDENTIAL EXPOSURE NORMS Monitoring of Exposure
SANCTION OF PROPOSALS BEYOND THE PURVIEW OF CMRP
STATUTORY, REGULATORY AND OTHER RESTRICTIONS
📂
DIGITAL BANKING
2 Topics
📂
Important Cuto-off limit
1 Topics
📂
IMPORTANT IRMD POLICY
11 Topics
Climate Risk Management Policy
Conduct Risk Management Policy
Credit Risk Mitigation & Collateral Management Policy 2025-26
Financing Framework for Green, Social and Sustainability Linked Activities/ Projects
Group Risk Management Philosophy & Policy Disclosure Policy for FY2025-26
Incident Reporting Through OP-RISK Solution
Operational Risk Management (ORM) Policy 2025-26
Policy for Approval of New Product for FY 2025-26
Policy for Risk & Compliance Culture of the Bank for FY 2025-26
Reputational Risk Management Policy 2025-26
Risk Management and Appetite Framework of the Bank for FY 2025-26
📂
INSPECTION AND AUDIT
7 Topics
Concurrent Audit Policy 2025-26
Credit Audit & Review Policy 2025-26
Policy For Legal Audit of Title Documents in Respect of Large Value Loan Accounts 2025-26
Revenue Audit Policy 2025-26
Risk Based Internal Audit Policy 2025-26
Staff Accountability Policy 2025-26
Whistle Blower Policy 2025-26
📂
IRMD L&A GUIDELINES
23 Topics
ADVANCE AGAINST BANK DEPOSITS
Credit Information Reports (CIRs) of the Borrowers provided by CICs
FINANCING AGAINST FUTURE LEASE RENTALS (FLRs)
FINANCING SECURITIZATION OF FUTURE TOLL COLLECTION / DISCOUNTING OF ANNUITY RECEIVABLES
FINANCING TO EDUCATIONAL INSTITUTIONS
FRAMEWORK FOR MICRO FINANCE LOANS
GUIDELINES FOR CORPORATE LOAN
GUIDELINES FOR FINANCING TO LAB GROWN DIAMOND INDUSTRY
GUIDELINES FOR LINE OF CREDIT
GUIDELINES FOR SHORT TERM LOAN
GUIDELINES ON FINANCING CHAMPION SECTOR
GUIDELINES ON FINANCING CHAMPION SECTOR-1: RENEWABLE ENERGY
GUIDELINES ON FINANCING CHAMPION SECTOR-2 & 3
GUIDELINES ON FINANCING TO GREEN HYDROGEN AND ITS DERIVATIVES
GUIDELINES ON TRANSFER OF LOAN EXPOSURES
INFRASTRUCTURE- FINANCING TO INFRASTRUCTURE INVESTMENT TRUST (InvITs)
INFRASTRUCTURE- GUIDELIENS FOR FINANCING SOLAR POWER PROJECTS
INFRASTRUCTURE- GUIDELIENS FOR FINANCING WIND MILLS
PROJECT FINANCE & RENEWAL SOURCE OF ENERGY
SCHEME FOR OPEN TERM LOAN
STOCK & RECEIVABLE AUDIT
TAKEOVER OF BORROWAL ACCOUNTS
VIABILITY GAP FUNDING (VGF) SCHEME
📂
MOST IMP POLICY
11 Topics
CO-LENDING POLICY
DIGITAL LENDING POLICY
EXIT POLICY
FACTORING POLICY
POLICY FOR FINANCING AGAINST FUTURE RECEIVABLES “PNB CASH FLOW DISCOUNTING
POLICY FOR RENEWAL/ REVIEW OF CREDIT FACILITIES
POLICY ON OBTENTION OF FINANCIALS
POLICY ON PENAL CHARGES ON ADVANCES
TEV STUDY POLICY
VALUATION POLICY
📂
MSME RELATED
2 Topics
MICRO, SMALL AND MEDIUM ENTERPRISES (MSME)
📂
Priority Section Guidelines
2 Topics
MASTER DIRECTION - MSME SECTOR
Priority Section Guidelines
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Capital Subsidy Limits (NLM/PM FME/SCLCSS)

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Concurrent Audit Policy

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Credit Audit & Review Policy 2025-26

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Credit Guarantee Schemes (CGTMSE/CGSS)

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Credit Information Reports (CIRs) of the Borrowers provided by CICs

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Credit Management & Risk Policy (CMRP)

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Credit Risk Mitigation & Collateral Management Policy 2025-26

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Cuto-off limit

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Cuto-off limit

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DELEGATION OF LOANING POWERS

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Digital Document Execution (DDE) & Cooling Period

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DIGITAL LENDING POLICY

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External Rating (ERR) Compliance & LEI Requirements

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FACTORING POLICY

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FAIR PRACTICES CODE

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FINANCING AGAINST FUTURE LEASE RENTALS (FLRs)

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FINANCING TO EDUCATIONAL INSTITUTIONS

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FRAMEWORK FOR MICRO FINANCE LOANS

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Group Compliance Policy

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Group Compliance Policy

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Group Compliance Policy & DAKSH

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Group Risk Management Philosophy & Policy Disclosure Policy for FY2025-26

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GUIDELINES FOR CORPORATE LOAN

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GUIDELINES FOR FINANCING TO LAB GROWN DIAMOND INDUSTRY

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GUIDELINES FOR LINE OF CREDIT

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GUIDELINES FOR SHORT TERM LOAN

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GUIDELINES ON FINANCING CHAMPION SECTOR

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GUIDELINES ON FINANCING CHAMPION SECTOR-1: RENEWABLE ENERGY

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GUIDELINES ON FINANCING CHAMPION SECTOR-1: RENEWABLE ENERGY

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GUIDELINES ON FINANCING CHAMPION SECTOR-2 & 3

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IDENTIFICATION OF TARGET MARKET FOR THE BANK - THRUST AREAS

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Incident Reporting Through OP-RISK Solution

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INFRASTRUCTURE- FINANCING TO INFRASTRUCTURE INVESTMENT TRUST (InvITs)

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INFRASTRUCTURE- GUIDELIENS FOR FINANCING SOLAR POWER PROJECTS

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INFRASTRUCTURE- GUIDELIENS FOR FINANCING WIND MILLS

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Internal Risk Rating (IRR) & Delegation

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INTERNAL RISK RATING/ SCORING- PROCESS & SYSTEMS

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INTERNAL RISK RATING/ SCORING- PROCESS & SYSTEMS

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IRAC NORMS & PROVISIONING RULES

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Legal Audit of Title Documents Policy

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MASTER DIRECTION - MSME SECTOR

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MASTER DIRECTION - MSME SECTOR

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MOCK LIVE 06.12.2025

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MSME Revival & Rehabilitation (FRR)

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MSME Schemes (General/Operational)

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Operational Risk Management (ORM) Policy 2025-26

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PM KUSUM Scheme & Installation Timelines

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PM Vishwakarma Scheme Parameters

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Policy for Approval of New Product for FY 2025-26

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Policy for Approval of New Product for FY 2025-26

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POLICY FOR FINANCING AGAINST FUTURE RECEIVABLES “PNB CASH FLOW DISCOUNTING

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POLICY FOR FINANCING AGAINST FUTURE RECEIVABLES “PNB CASH FLOW DISCOUNTING

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Policy For Legal Audit of Title Documents in Respect of Large Value Loan Accounts 2025-26

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Policy for Management of DAKSH 2025-26

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Policy for Renewal / Review of Credit Facilities

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POLICY FOR RENEWAL/ REVIEW OF CREDIT FACILITIES

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Policy for Risk & Compliance Culture of the Bank for FY 2025-26

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POLICY ON OBTENTION OF FINANCIALS

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POLICY ON PENAL CHARGES ON ADVANCES

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POLICY TRIVIA

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POLICY TRIVIA

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POLICY TRIVIA

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POLICY TRIVIA

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POST SANCTION FOLLOW UP, SUPERVISION & MONITORING

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POST SANCTION FOLLOW UP, SUPERVISION & MONITORING

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Priority Section Guidelines

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Priority Section Guidelines

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Priority Sector Lending (PSL) Targets & Classification

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PROJECT FINANCE & RENEWAL SOURCE OF ENERGY

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Project Finance Eligibility & Margin (Non-Agri Infra)

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PRUDENTIAL EXPOSURE NORMS and INTERNAL EXPOSURE CEILING

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PRUDENTIAL EXPOSURE NORMS and INTERNAL EXPOSURE CEILING

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PRUDENTIAL EXPOSURE NORMS Monitoring of Exposure

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PRUDENTIAL EXPOSURE NORMS Monitoring of Exposure

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Reputational Risk Management Policy 2025-26

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RETAIL LOAN SCHEMES

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RETAIL LOAN SCHEMES

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Revenue Audit Policy 2025-26

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Risk Based Internal Audit Policy 2025-26

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Risk Based Internal Audit Policy 2025-26

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Risk Management and Appetite Framework of the Bank for FY 2025-26

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Risk Management and Appetite Framework of the Bank for FY 2025-26

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Risk-Based Internal Audit (RBIA) Policy

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SANCTION OF PROPOSALS BEYOND THE PURVIEW OF CMRP

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SCHEME FOR OPEN TERM LOAN

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SHG/JLG Financing & Doses (DAY-NRLM)

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Specialized Current & Savings Account Schemes

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Specialized Deposit/Annuity Schemes

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Staff Accountability & Quick Mortality (QMC)

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Staff Accountability Policy 2025-26

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Staff Accountability Policy 2025-26

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STATUTORY, REGULATORY AND OTHER RESTRICTIONS

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STOCK & RECEIVABLE AUDIT

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Stressed Assets Management & OTS

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TAKEOVER OF BORROWAL ACCOUNTS

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Takeover of Borrowal Accounts Policy

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TEV STUDY POLICY

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VALUATION POLICY

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VIABILITY GAP FUNDING (VGF) SCHEME

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Whistle Blower Policy 2025-26

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ZED Certification & Concessions

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